SONIA GUIDA

Biography

She graduated in law with honours from the Università degli Studi di Salerno in 2002. She passed the bar exam in 2005, and specialised in corporate and cybercrime law. She started working for the Italian Central Bank in the IT contracts of the payment system in 2008, leading in-depth studies at the ECB. She later dealt with banking disputes for the Segreteria Tecnica dell'ABF, also analyzing the legal implications of the use of technologies for payments and of crypto-assets in EBA. She later worked in the oversight of the infrastructures and payment instruments. There, she contributed to publications on cyber security and Digital Identity Onboarding (G20), she attended a Master's Course in Blockchain Law e Smart Contracts and has been collaborating on FSB studies on crypto-activities, data protection frameworks, and processes of identification. Currently, in the Retail Payment Instruments and Services Directorate, she deals with regulatory issues on payment innovations; she has coordinated the Italian Central Bank's activities in the EU negotiations on MiCAR, is part of the group of payment experts in the European Commission and coordinates the activities for the EU negoziations on PSD2 revision. She has also held lectures in the Scuola Superiore della Magistratura and the London School of Economics on the regulatory profiles of crypto-activities.