GIAN LUIGI BONFÉ

Biography

Positions Chief Information Officer at Cassa di Risparmio della Repubblica di San Marino. Chairman of the Board of Directors of Centro Servizi S.r.L. Electronic Payments Systems Led and contributed to several innovative projects in the field of electronic payments and digital financial services in the Republic of San Marino. Carta Azzurra (CartaZzurra)  Designed and implemented one of the first multifunction smart cards in San Marino, integrating banking, payment and healthcare services. The card supports domestic debit payments, international debit schemes and a proprietary national payment circuit. It is also used to access public healthcare services, representing an early example of integration between financial and public-sector services. SMaC Card (San Marino Card)  Contributed to the creation of SMaC Card, San Marino's national cashback and loyalty platform. Discounts granted by participating merchants are automatically credited to the card and can be spent throughout the network. The system also supports the digital recording of consumer spending and merchant revenues, combining payment services with fiscal processes and helping to modernize interactions between citizens, businesses and public administration. CartaZzurra APP  Promoted and developed a mobile payment application enabling QR Code-based payments directly from smartphones. The app allows customers to pay at participating merchants, access value-added financial services and benefit from integrated instalment payment capabilities. The initiative expanded the digital payment ecosystem and introduced innovative mobile payment solutions to the San Marino market. These projects contributed to the creation of a unique ecosystem integrating payments, loyalty, public services and digital innovation within a single framework.